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A buyer and a homeowner sit with a pen and loan documents, working out an owner carry with a mortgage in place.
15 min read

An Owner Carry Loan When You Still Have a Mortgage: Read This First

An owner carry loan on a house that still has a mortgage runs into one clause that owns the whole decision: due-on-sale. Nearly every residential mortgage lets the lender demand full payment when the property transfers, which is precisely what an owner carry arrangement does, and owner financing with an existing mortgage is exactly that […]

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