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Metro Detroit’s Most Trusted Cash House Buyers Since 2016

What to Do If You Can't Sell Your House in Detroit

If you can't sell your house, find out why it is sitting and fix the cheapest cause first. Give each change a few weeks before you try the next. In Metro Detroit the cause is almost always the price, the condition, the listing itself, the terms or a low appraisal.

If changes don't work, you have two other routes: rent the house out, or sell it as-is to a direct buyer like us. Often the right first move is a relist with real changes, so that is where we start.

Why a house won't sell in Metro Detroit

Most stalled listings here come down to five causes, and the pattern of showings and offers usually tells you which one you have.

The typical Detroit-metro listing spent 43 days on the market in September 2026, according to Realtor.com. There were also about 13% more homes for sale than a year earlier, so buyers can pass on houses that look overpriced or need work.

  • Price. Few showings in the first few weeks usually means the price is screening buyers out. Compare it with nearby homes that closed in the last few months, not with active listings or an online estimate.
  • Condition. Steady showings with no offers, or offers that shrink after the inspection, point to condition. FHA requires every home it insures to be safe, sound and secure. Fannie Mae won't buy a loan on a house with defects that affect its safety, soundness or structure until they are repaired.
  • Photos and the listing. Buyers see the photos first. Dark rooms, clutter or a thin description cost you showings at any price.
  • Terms. A rigid closing date, turning away FHA or VA buyers, or tight limits on showings all shrink the buyer pool.
  • The appraisal gap. Fannie Mae measures a conventional loan against the lower of the price or the appraised value. After a low appraisal, the buyer covers the gap in cash, asks you to cut the price or walks away if the contract allows. On FHA loans, an amendatory clause usually lets the buyer back out without losing the earnest money when the appraisal is under the price.

Deals that collapse late can also trace back to title, such as back taxes or an old lien. Our post on why a house won't sell in Detroit goes deeper into each cause.

What to do if you can't sell your house, in order

Fix the cheapest thing first and give each change a few weeks of fresh traffic. For most stalled listings the order is the listing, the price, concessions, repairs and then the agent.

Start with the listing. Retake the photos in daylight with the lights on and the clutter out. Spell out what buyers filter on: bedrooms, bathrooms, basement, garage and updates with the year they were done. If a tenant or a 24-hour notice rule is blocking showings, fix that too.

If showings are still thin, the price is the problem. Small cuts rarely help, because buyers search by price range. A cut from $305,000 to $289,900 puts the house in front of buyers who never saw it. Base the new number on closed sales, not on what you need or what you paid.

Concessions: helping the buyer instead of cutting the price

A concession means you pay part of the buyer's closing costs. It helps when buyers like the house but are short on cash to close, and loan rules cap it.

  • Fannie Mae allows up to 3% of the price (or the appraised value, if lower) on a buyer's main home with less than 10% down. The cap is 6% with 10% to just under 25% down, and 9% with 25% or more. The total can't exceed the buyer's actual closing costs.
  • FHA lets sellers and other interested parties contribute up to 6% of the sales price toward the buyer's closing costs, prepaid items and discount points.

A concession costs you about the same as an equal price cut. If buyers' agents keep mentioning cash to close, it is often the better tool.

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Which repairs pay back before you relist

Repairs pay back when they remove a reason to say no: anything a lender or inspector will flag, then paint and small fixes. Large remodels rarely earn back their cost.

In the 2025 Remodeling Impact Report from the National Association of Realtors and the National Association of the Remodeling Industry, Realtors most often recommended painting the whole home (50%), painting one room (41%) and a new roof (37%) before listing. The best cost recovery remodelers estimated was 100%, for a new steel front door, so even the top project only broke even. A closet renovation came next at 83%.

If the repair list is long or the money isn't there, that is what our as-is sales for houses that need work are for. Either way, Michigan's Seller Disclosure Act applies to most sales of one to four unit homes, so what you know goes on the form.

When a new agent makes sense

Change agents when the house has had a fair run and your agent can't explain the lack of offers with showing feedback and closed sales. Read your listing agreement first.

Michigan's licensing rules require a listing agreement to have a definite expiration date. The agreement can't make you give notice to cancel on or after that date. Some agreements allow an early release, so ask your broker.

Ask a replacement what they would change about the price, photos and terms, and which nearby sales they would price against. Our guide on how to find a good real estate agent in Detroit has more questions.

Renting the house out instead of selling

Renting can cover your carrying costs while you wait. It suits owners who can fund repairs up front and want to be landlords. It also changes your taxes, so count that first.

  • In Detroit, a rental needs a certificate of compliance before you can legally rent it. You register the property with the city and pass an inspection. Elsewhere, ask your city about its rules.
  • Michigan caps a security deposit at 1.5 months' rent. To keep any of it, you must mail the tenant an itemized list of damages within 30 days after they move out.
  • Michigan's principal residence exemption spares your home up to 18 mills of school operating tax. Once you claim it on a new home, a conditional rescission can keep it on the old house for up to three years while that house is for sale, empty and not leased. Sign a lease and the assessor must deny it back to December 31 of the year before.
  • To exclude up to $250,000 of gain ($500,000 for a married couple filing jointly), you must have owned and lived in the home for at least 24 months of the five years before the sale. Rent it out for more than three years first and you lose that. Gain equal to depreciation on the rental can't be excluded either.

Rent-to-own needs extra care. In one of our seller stories, Lawanda's tenant talked about buying her Metro Detroit rental for about eight months but kept asking for more time. Michigan's Seller Disclosure Act covers a lease with an option to buy, so have a Michigan real estate attorney draft it. Talk to a tax adviser before you rent.

If you rent the house and later want out, we buy houses with tenants in place.

When a direct as-is sale is the cleaner exit

Selling as-is to a direct buyer makes sense when the house needs more work than you want to fund, when financed buyers keep falling through, or when waiting costs more than the price difference. It is usually not the highest price.

Our FAQ puts it this way: "We pay fair prices, but not always full market value. For houses needing repairs, we calculate fair prices by subtracting repair costs." You skip the repairs, cleaning, showings and agent commission. Pack what you want and leave the rest. We cover all transfer taxes and closing costs, and a mortgage or lien is paid from the sale at closing. With no lender involved, there is no appraisal gap.

We can make an offer within 24 hours. We can close in as little as 7 days when the title is clear; 30 to 60 days is typical. You can read how we buy houses step by step first.

To compare fairly, add up a month of holding costs: mortgage, taxes, insurance, utilities and upkeep. Multiply that by the months a relist might take and add the likely price cut and repairs. Then set the total against a cash offer. If the house is in good shape and you can wait, a better-priced relist will likely net you more.

If you owe more than the house will bring, a short sale needs your lender to accept less than the balance. The CFPB suggests asking the lender to waive any deficiency and getting that waiver in writing. Our short sale guide explains the process.

Frequently asked questions

How long should I wait before I lower the price?

Give the current price a few weeks of real showing traffic first. For a benchmark, the typical Detroit-metro listing spent 43 days on the market in September 2026, according to Realtor.com. A month of steady showings with no offers points to condition, or to a price that doesn't match the condition. Almost no showings at all points to the price and the photos.

I can't sell my house. Should I take it off the market and relist?

Only if you use the break to change something real: the price, the photos, repairs or the agent. Relisting the same house at the same price tends to bring the same result. Check your listing agreement's expiration date before you withdraw. Your carrying costs keep running while the house is off the market, so pick a relist date before you pull it.

Can I sell my house if the appraisal comes in low?

Yes. You can lower the price to the appraised value, split the difference with the buyer, or let a buyer with extra cash cover the gap. The CFPB tells buyers they can often use a low appraisal to negotiate the price down. Under FHA's amendatory clause, an FHA buyer can walk away without losing the earnest money. A cash buyer has no lender appraisal to pass.

Is it better to rent my house out or sell it for less?

It depends on your cash, your patience and your taxes. Renting can cover costs, but in Detroit you need a certificate of compliance first. The principal residence exemption ends once you lease, and renting for more than three years ends the IRS home sale exclusion. If the house needs work before a tenant could live in it, selling as-is may cost you less.

What does it cost to sell my house as-is to you?

You pay no agent commission, and we cover all transfer taxes and closing costs. The cost is in the price: we pay fair prices, but not always full market value, and for a house that needs repairs we subtract the repair costs. Ask us, or any buyer, to show how the number was reached. Then compare it with what an agent thinks the house would net.

Compare your options, no pressure

If you want a number to set against your relist plan, we can make an offer within 24 hours. Take as long as you like with it. Read how we buy houses, then call (313) 217-9851 or send us a message when it suits you.

Sources

Founder & Real Estate Investor

Chris Kirshenboim is the founder of Chris Buys Homes, a trusted home buying company helping homeowners sell their properties quickly and hassle-free. With years of experience in real estate investing, Chris has helped hundreds of families navigate challenging situations including inherited properties, foreclosures, and homes in need of repairs. His mission is to provide fair cash offers and a stress-free selling experience for homeowners across the region.

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Don’t let your house hold you back

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